New One Diligence Product: Transforming Credit Analysis with Full AI Data Extraction.
One Diligence has launched an innovative solution that redefines how credit reports and borrower histories are analyzed for compliance and underwriting. The new product leverages advanced AI-driven data extraction to deliver unprecedented speed, accuracy, and automation in credit review processes.
Key Capabilities:
1. Full AI Data Extraction & Comparison.
- Extracts structured data from multiple versions of credit reports, ensuring no detail is lost in revisions.
- Enables data-to-tape comparisons, allowing lenders and compliance teams to spot changes, inconsistencies, or errors instantly.
2. Multi-Borrower & Multi-Report Handling.
- Supports credit analysis for multiple borrowers on the same report.
- Seamlessly integrates data across reports from different bureaus or issuers, reducing duplication and manual reconciliation.
3. Automated Credit Metrics.
- Usage Ratio Calculation is fully automated, eliminating manual spreadsheet work.
- Calculates qualifying FICO scores with built-in compliance checks, streamlining the decision-making process.
4. Public Data & Tradeline Analysis.
- Enriches credit reports with public record data for a more holistic view of borrower risk.
- Provides per-tradeline analysis, ensuring every account, delinquency, and balance adjustment is captured and reviewed.
Benefits for Credit & Compliance.
Efficiency: Automates data-heavy tasks that once required hours of manual effort. Accuracy: AI ensures consistent extraction across multiple versions of complex reports.
Compliance Ready: Built-in data validation and reporting support regulatory audits. Scalability: Handles portfolios of any size, from single-borrower files to enterprise-level credit review operations.
With this launch, One Diligence is setting a new benchmark in credit intelligence. By combining AI extraction, automated compliance checks, and holistic borrower analysis, the product empowers lenders, underwriters, and compliance officers to make faster, smarter, and more reliable credit decisions.
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One Diligence has launched an innovative solution that redefines how credit reports and borrower histories are analyzed for compliance and underwriting. The new product leverages advanced AI-driven data extraction to deliver unprecedented speed, accuracy, and automation in credit review processes.
Key Capabilities:
1. Full AI Data Extraction & Comparison.
- Extracts structured data from multiple versions of credit reports, ensuring no detail is lost in revisions.
- Enables data-to-tape comparisons, allowing lenders and compliance teams to spot changes, inconsistencies, or errors instantly.
2. Multi-Borrower & Multi-Report Handling.
- Supports credit analysis for multiple borrowers on the same report.
- Seamlessly integrates data across reports from different bureaus or issuers, reducing duplication and manual reconciliation.
3. Automated Credit Metrics.
- Usage Ratio Calculation is fully automated, eliminating manual spreadsheet work.
- Calculates qualifying FICO scores with built-in compliance checks, streamlining the decision-making process.
4. Public Data & Tradeline Analysis.
- Enriches credit reports with public record data for a more holistic view of borrower risk.
- Provides per-tradeline analysis, ensuring every account, delinquency, and balance adjustment is captured and reviewed.
Benefits for Credit & Compliance.
Efficiency: Automates data-heavy tasks that once required hours of manual effort. Accuracy: AI ensures consistent extraction across multiple versions of complex reports.
Compliance Ready: Built-in data validation and reporting support regulatory audits. Scalability: Handles portfolios of any size, from single-borrower files to enterprise-level credit review operations.
With this launch, One Diligence is setting a new benchmark in credit intelligence. By combining AI extraction, automated compliance checks, and holistic borrower analysis, the product empowers lenders, underwriters, and compliance officers to make faster, smarter, and more reliable credit decisions.
Subscribe to: